Mexico Insurance Review – Is Buying Mexico Insurance Online A BETTER Idea?
We asked one client what he thought about buying Mexico Insurance online rather than at one of the booths, filling stations, or roadside stands along the border.
These were his comments:
“I’ve driven in Mexico for years. Most vacationers plan their trip, drive to the border and then remember that they need to by car insurance …then they proceed to buy their policy at the closest roadside stand. This is similar to purchasing groceries at Shell or Seven 11… your alternatives are slim, and you do not have any way to figure out about the quality of the insurers that peddle at the border. It’s take it or forget it… the insurance coverage is a la carte, who knows what you’re actually getting, AND somehow they add additional FEES! It’s much easier to purchase online, before you leave home!”
San Diego, CA Resident
Also consider this: There is a LARGE difference between paper generated Mexico insurance policies and electronic Internet Mexican Insurance Policies.
Paper policies, are done in the old traditional way by agents throughout California, Texas, and Arizona in local insurance offices or at the border and mailed to Mexico, often through the regular postal US system.
Basically, an insurance salesman will manually fill out the paperwork, make a trip to the post office, and mail your policy to Mexico. To cut back expenses, it’s not unusual to see an agent delay posting policies until a dozen or so have been sold. Sometimes this means that your insurance contract is waiting at the agency for a few days before it’s posted.
Next, it can take more than a week for the whole lot to get through customs and arrive in Mexico City, where most of the large insurers are situated. Then your policy is entered into their computer information processing system manually.
Internet policies are a far more efficient method of quickly notifying your insurer and distributing policies to you fast by Website, E-mail or by Fax so YOU BENEFIT.
The real question is what happens if you have an accident and the insurance company doesn’t have physical evidence of your policy within their system? What happens if you cause an accident on a weekend or at night? Most insurance brokers work 5 days a week?
Since you need to stay at the accident scene and report all accidents while in Mexico, and most auto accidents are adjudicated within hours, having physical possession of your Mexican Insurance Online certificate, which needs to be verified by each insurer, is important.
Mexican Insurance Online Review – Is Mexican Insurance Online A Better Deal?
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